$20,500/yr FEDERAL CAP
Graduate Student Limit · $100K AggregateYour Tuition Is Rising.
Your Federal Loans Just Got Capped.
MFA • MPH • MSW • M.Ed • EdD • CS • Engineering • Theology • Psychology • All Graduate Programs
Every graduate program not on the federal "Professional" list is capped at $20,500 a year — regardless of what your program actually costs. If your tuition exceeds the cap, you'll need to cover the difference out of pocket or with private loans.
The federal loan barely covers rent. Who pays your tuition?
Total Cost of Attendance: $55K/yr
Estimated Gap
$34.5K/yr
Estimated Gap
$34.5K/yr
Representative costs — your gap depends on your specific program and school
Gap Calculator — Launching July 2026
Your school. Your program. Your exact gap.
Tuition data verified across 1,866 accredited institutions and 3,500+ programsData from The 2026 Graduate Education Funding Crisis Report
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