⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Adler Graduate SchoolGraduate Studies

Annual Funding Gap$20,390$40,780 over 2 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $40,890/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Adler Graduate School studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.

The annual cost of attendance is $40,890, resulting in a $20,390 gap each year ($40,780 total over 2 years). Students will need alternative funding sources beyond federal loans.

Cost of Attendance Summary

Annual Cost of Attendance$40,890
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$20,390
Total Funding Gap (2 years)$40,780

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Need to Cover This Gap?

Adler Graduate School Graduate Studies students typically need $40,780 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Adler Graduate School Graduate Studies students?

Under the OBBBA (effective July 1, 2026), Adler Graduate School Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Adler Graduate School?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Adler Graduate School Graduate Studies cost per year?

The total cost of attendance for Adler Graduate School Graduate Studies is $40,890 per year. Over the full 2-year program, the total cost is $81,780.

What is the funding gap for Adler Graduate School Graduate Studies?

The annual funding gap is $20,390, calculated as the difference between the total cost of attendance ($40,890) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $40,780. This is above the national median of $15,563 for Graduate (General) programs.