American Academy of Health and Wellness
Cost of Attendance Breakdown
| Annual Cost of Attendance | $20,885 |
| Tuition & Fees | $5,885 |
| Living Expenses | $15,000 |
| Federal Loan Cap (Graduate) | −$20,500 |
| Annual Funding Gap | $385 |
Cover Your $385 Gap
American Academy of Health and Wellness Masters students typically need $385 in private loans per year to bridge the gap between federal aid and cost of attendance. Pre-qualify with a soft credit check — no impact to your score.
Based on our analysis of 7,333 programs at 1,861 universities · thefundinggap.org
What This Means for You
Small gap — likely manageable
Your $385/year gap is below $5,000, which many students can cover through part-time work, savings, or a small private loan.
- A graduate assistantship or part-time work may cover the full gap
- Apply for department scholarships and external fellowships
- If borrowing privately, a small loan at competitive rates can bridge the difference
Need help navigating financial aid? Start with FAFSA
Get your personalized funding plan
Fee-by-fee cost breakdown, residency comparison, and private loan options for American Academy of Health and Wellness Masters — sent to your inbox.
Free. No spam. Unsubscribe anytime.
Frequently Asked Questions
What is the federal loan limit for American Academy of Health and Wellness Masters students?
Under the OBBBA (effective July 1, 2026), American Academy of Health and Wellness Masters students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for American Academy of Health and Wellness?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does American Academy of Health and Wellness Masters cost per year?
The total cost of attendance for American Academy of Health and Wellness Masters is $20,885 per year. Over the full 2-year program, the total cost is $41,770.
What is the funding gap for American Academy of Health and Wellness Masters?
The annual funding gap is $385, calculated as the difference between the total cost of attendance ($20,885) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $770. This is below the national median of $15,072 for Graduate (General) programs.
Is American Academy of Health and Wellness Masters classified as graduate or professional?
American Academy of Health and Wellness Masters is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.
Related Articles
Graduate Programs Covered by Federal Loans
Some programs cost less than the $20,500 cap. See if yours is fully covered.
Read more →Is Graduate School Worth the Debt?
ROI varies enormously. Total costs range from under $20K to over $300K for graduate degrees.
Read more →Graduate Degrees Hit Hardest by the $20,500 Cap
Which degree types face the largest gaps under the new graduate loan limits.
Read more →Sources & Methodology
Data Sources
- Cost of attendance: Sourced from American Academy of Health and Wellness’s official tuition and fees page for the 2025–2026 academic year.
- Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
- IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 446002.
- Program classification: Masters is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.
Methodology
- Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
- Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
- Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
- Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.
Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.
A student at American Academy of Health and Wellness Masters faces an annual funding gap of $385 based on a cost of attendance of $20,885 minus the federal graduate loan cap of $20,500. Over 2 years, the total funding gap is $770. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.