American College of Acupuncture and Oriental MedOther Professional
Total Cost of Attendance: $25,460/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at American College of Acupuncture and Oriental Med studying Other Professional face a maximum federal Direct Loan cap of $20,500 per year.
With a cost of attendance of $25,460/yr, the gap is $4,960 per year ($9,920 total). While modest by national standards, this still requires planning to cover.
Cost of Attendance Summary
| Annual Cost of Attendance | $25,460 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $4,960 |
| Total Funding Gap (2 years) | $9,920 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Recalculate for American College of Acupuncture and Oriental Med →Need to Cover This Gap?
American College of Acupuncture and Oriental Med Other Professional students typically need $9,920 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for American College of Acupuncture and Oriental Med Other Professional students?
Under the OBBBA (effective July 1, 2026), American College of Acupuncture and Oriental Med Other Professional students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for American College of Acupuncture and Oriental Med?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does American College of Acupuncture and Oriental Med Other Professional cost per year?
The total cost of attendance for American College of Acupuncture and Oriental Med Other Professional is $25,460 per year. Over the full 2-year program, the total cost is $50,920.
What is the funding gap for American College of Acupuncture and Oriental Med Other Professional?
The annual funding gap is $4,960, calculated as the difference between the total cost of attendance ($25,460) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $9,920. This is below the national median of $33,121 for Other Professional programs.