⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

American National University-PikevilleEngineering (MSE)

Annual Funding Gap$9,350$14,399 over 1.54 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $29,850/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at American National University-Pikeville studying Engineering (MSE) face a maximum federal Direct Loan cap of $20,500 per year.

With a cost of attendance of $29,850/yr, the gap is $9,350 per year ($14,399 total). While modest by national standards, this still requires planning to cover.

Cost of Attendance Summary

Annual Cost of Attendance$29,850
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$9,350
Total Funding Gap (1.54 years)$14,399

Want the full breakdown? Get tuition vs fees vs living, individual fee details, and in-state/out-of-state comparison.

Get your complete cost breakdown

Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for American National University-Pikeville Engineering (MSE) — sent to your inbox.

Free. No spam. Unsubscribe anytime.

These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
Calculate Your Exact Funding Gap →

Pre-filled with American National University-Pikeville data. Takes 30 seconds.

Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.

Recalculate for American National University-Pikeville

Need to Cover This Gap?

American National University-Pikeville Engineering (MSE) students typically need $14,399 in private loans over 1.54 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for American National University-Pikeville Engineering (MSE) students?

Under the OBBBA (effective July 1, 2026), American National University-Pikeville Engineering (MSE) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for American National University-Pikeville?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does American National University-Pikeville Engineering (MSE) cost per year?

The total cost of attendance for American National University-Pikeville Engineering (MSE) is $29,850 per year. Over the full 1.54-year program, the total cost is $45,969.

What is the funding gap for American National University-Pikeville Engineering (MSE)?

The annual funding gap is $9,350, calculated as the difference between the total cost of attendance ($29,850) and the federal loan cap ($20,500). Over the full 1.54-year program, the total gap is $14,399. This is below the national median of $21,146 for Engineering (MSE) programs.