⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. · Read the law →
Professional · $50,000/yr cap

Anabaptist Mennonite Biblical Seminary

Theology/Divinity (Doctoral)
Annual Funding Gap
$0
fully covered by federal loans
$50,000
Cap: $50,000/yrCOA: $18,120/yr
Smallest gapLargest gap
#20 of 93Doctoral programs (22nd percentile)
Gap vs. median0% below the national Doctoral median of $0
National rank#20 of 93 Doctoral programs (lowest to highest gap)
COA vs. median$18,120 vs. $28,590 ($10,470 lower)

Cost of Attendance Breakdown

Annual Cost of Attendance$18,120
Tuition & Fees$7,200
Living Expenses$10,920
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$0
These numbers assume…
⚠ Full-time enrollment⚠ No scholarships or grants applied⚠ No prior federal debtSingle residency rate
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What This Means for You

No funding gap — you're fully covered

Anabaptist Mennonite Biblical Seminary Theology/Divinity costs less than the federal loan cap. You can cover the full cost of attendance with federal Direct Loans alone.

  • You still need to file FAFSA each year
  • Consider whether you need to borrow the full amount — interest still accrues
  • Compare this program's costs with similar programs to confirm value

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Frequently Asked Questions

What is the federal loan limit for Anabaptist Mennonite Biblical Seminary Theology/Divinity students?

Under the OBBBA (effective July 1, 2026), Anabaptist Mennonite Biblical Seminary Theology/Divinity students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for Anabaptist Mennonite Biblical Seminary?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Anabaptist Mennonite Biblical Seminary Theology/Divinity cost per year?

The total cost of attendance for Anabaptist Mennonite Biblical Seminary Theology/Divinity is $18,120 per year. Over the full 5-year program, the total cost is $90,600.

Is Anabaptist Mennonite Biblical Seminary Theology/Divinity classified as graduate or professional?

Anabaptist Mennonite Biblical Seminary Theology/Divinity (Doctoral) is classified as professional under 34 CFR § 668.2, the federal definition of professional programs frozen as of the OBBBA enactment date. This means the annual federal loan cap is $50,000/year, with an aggregate limit of $200,000.

Sources & Methodology

Data Sources

  • Cost of attendance: Sourced from Anabaptist Mennonite Biblical Seminary’s official tuition and fees page for the 2025–2026 academic year.
  • Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(ii).
  • IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 151865.
  • Program classification: Doctoral is classified as professional per 34 CFR § 668.2, with an annual federal loan cap of $50,000.

Methodology

  • Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
  • Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
  • Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
  • Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.

Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.

A student at Anabaptist Mennonite Biblical Seminary Theology/Divinity faces an annual funding gap of $0 based on a cost of attendance of $18,120 minus the federal professional loan cap of $50,000. Over 5 years, the total funding gap is $0. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.