Art Center College of DesignGraduate Studies
Total Cost of Attendance: $76,088/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Art Center College of Design studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.
With a total cost of attendance of $76,088/yr, that leaves a $55,588 annual funding gap. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.
Cost of Attendance Summary
| Annual Cost of Attendance | $76,088 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $55,588 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Recalculate for Art Center College of Design →Need to Cover This Gap?
Art Center College of Design Graduate Studies students typically need $55,588 in private loans over 1 year to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Art Center College of Design Graduate Studies students?
Under the OBBBA (effective July 1, 2026), Art Center College of Design Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Art Center College of Design?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Art Center College of Design Graduate Studies cost per year?
The total cost of attendance for Art Center College of Design Graduate Studies is $76,088 per year. Over the full 1-year program, the total cost is $76,088.
What is the funding gap for Art Center College of Design Graduate Studies?
The annual funding gap is $55,588, calculated as the difference between the total cost of attendance ($76,088) and the federal loan cap ($20,500). This is above the national median of $15,563 for Graduate (General) programs.