Central Yeshiva Tomchei Tmimim LubavitzGraduate Studies
Total Cost of Attendance: $11,000/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Central Yeshiva Tomchei Tmimim Lubavitz studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.
At $11,000/yr, this program falls within the federal loan cap — meaning students can fully fund tuition, fees, and living expenses through federal Direct Loans alone.
Cost of Attendance Summary
| Annual Cost of Attendance | $11,000 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $0 |
| Total Funding Gap (2 years) | $0 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Recalculate for Central Yeshiva Tomchei Tmimim Lubavitz →Frequently Asked Questions
What is the federal loan limit for Central Yeshiva Tomchei Tmimim Lubavitz Graduate Studies students?
Under the OBBBA (effective July 1, 2026), Central Yeshiva Tomchei Tmimim Lubavitz Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Central Yeshiva Tomchei Tmimim Lubavitz?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Central Yeshiva Tomchei Tmimim Lubavitz Graduate Studies cost per year?
The total cost of attendance for Central Yeshiva Tomchei Tmimim Lubavitz Graduate Studies is $11,000 per year. Over the full 2-year program, the total cost is $22,000.