⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Cornell UniversityArchitecture

Annual Funding Gap$81,698
Federal Cap Unfunded Gap

Total Cost of Attendance: $102,198/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Cornell University studying Architecture face a maximum federal Direct Loan cap of $20,500 per year.

With a total cost of attendance of $102,198/yr, that leaves a $81,698 annual funding gap. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$102,198
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$81,698

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Need to Cover This Gap?

Cornell University Architecture students typically need $81,698 in private loans over 1 year to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Cornell University Architecture students?

Under the OBBBA (effective July 1, 2026), Cornell University Architecture students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Cornell University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Cornell University Architecture cost per year?

The total cost of attendance for Cornell University Architecture is $102,198 per year. Over the full 1-year program, the total cost is $102,198.

What is the funding gap for Cornell University Architecture?

The annual funding gap is $81,698, calculated as the difference between the total cost of attendance ($102,198) and the federal loan cap ($20,500). This is above the national median of $41,645 for Architecture programs.