Eden Theological SeminaryTheology / Divinity
Total Cost of Attendance: $50,713/yr · Federal Loan Cap: $50,000/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Eden Theological Seminary studying Theology / Divinity face a maximum federal Direct Loan cap of $50,000 per year.
With a cost of attendance of $50,713/yr, the gap is $713 per year ($1,070 total). While modest by national standards, this still requires planning to cover.
Cost of Attendance Summary
| Annual Cost of Attendance | $50,713 |
| Federal Loan Cap (Professional) | $50,000 |
| Annual Funding Gap | $713 |
| Total Funding Gap (1.5 years) | $1,070 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Recalculate for Eden Theological Seminary →Need to Cover This Gap?
Eden Theological Seminary Theology / Divinity students typically need $1,070 in private loans over 1.5 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Eden Theological Seminary Theology / Divinity students?
Under the OBBBA (effective July 1, 2026), Eden Theological Seminary Theology / Divinity students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.
Can I still get a Grad PLUS loan for Eden Theological Seminary?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Eden Theological Seminary Theology / Divinity cost per year?
The total cost of attendance for Eden Theological Seminary Theology / Divinity is $50,713 per year. Over the full 1.5-year program, the total cost is $76,070.
What is the funding gap for Eden Theological Seminary Theology / Divinity?
The annual funding gap is $713, calculated as the difference between the total cost of attendance ($50,713) and the federal loan cap ($50,000). Over the full 1.5-year program, the total gap is $1,070. This is above the national median of $0 for Theology/Divinity programs.