Hannibal-LaGrange University
Cost of Attendance Breakdown
| Annual Cost of Attendance | $18,220 |
| Tuition & Fees | $9,360 |
| Living Expenses | $8,860 |
| Books, Supplies & Other | $0 |
| Federal Loan Cap (Graduate) | −$20,500 |
| Annual Funding Gap | $0 |
What This Means for You
No funding gap — you're fully covered
Hannibal-LaGrange University Graduate Studies costs less than the federal loan cap. You can cover the full cost of attendance with federal Direct Loans alone.
- You still need to file FAFSA each year
- Consider whether you need to borrow the full amount — interest still accrues
- Compare this program's costs with similar programs to confirm value
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Frequently Asked Questions
What is the federal loan limit for Hannibal-LaGrange University Graduate Studies students?
Under the OBBBA (effective July 1, 2026), Hannibal-LaGrange University Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Hannibal-LaGrange University?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Hannibal-LaGrange University Graduate Studies cost per year?
The total cost of attendance for Hannibal-LaGrange University Graduate Studies is $18,220 per year. Over the full 2-year program, the total cost is $36,440.
Is Hannibal-LaGrange University Graduate Studies classified as graduate or professional?
Hannibal-LaGrange University Graduate Studies (Masters) is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.
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Read more →How to Fund the Gap Without Grad PLUS
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Read more →Private Student Loans: What to Know in 2026
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Read more →Sources & Methodology
Data Sources
- Cost of attendance: Sourced from Hannibal-LaGrange University’s official tuition and fees page for the 2025–2026 academic year.
- Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Subtitle B, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
- IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 177542.
- Program classification: Masters is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.
Methodology
- Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
- Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
- Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
- Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.
Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.