Harvard UniversityPublic Health (MPH)
Total Cost of Attendance: $108,180/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Harvard University studying Public Health (MPH) face a maximum federal Direct Loan cap of $20,500 per year.
With a total cost of attendance of $108,180/yr, that leaves a $87,680 annual funding gap. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.
Cost of Attendance Summary
| Annual Cost of Attendance | $108,180 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $87,680 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for Harvard University →Need to Cover This Gap?
Harvard University Public Health (MPH) students typically need $87,680 in private loans over 1 year to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Harvard University Public Health (MPH) students?
Under the OBBBA (effective July 1, 2026), Harvard University Public Health (MPH) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Harvard University?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Harvard University Public Health (MPH) cost per year?
The total cost of attendance for Harvard University Public Health (MPH) is $108,180 per year. Over the full 1-year program, the total cost is $108,180.
What is the funding gap for Harvard University Public Health (MPH)?
The annual funding gap is $87,680, calculated as the difference between the total cost of attendance ($108,180) and the federal loan cap ($20,500). This is above the national median of $24,088 for Public Health (MPH) programs.