⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Henderson State UniversityGraduate Studies

Annual Funding Gap$0
Federal Cap Unfunded Gap

Total Cost of Attendance: $20,167/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Henderson State University studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.

At $20,167/yr, this program falls within the federal loan cap — meaning students can fully fund tuition, fees, and living expenses through federal Direct Loans alone.

Cost of Attendance Summary

Annual Cost of Attendance$20,167
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$0
Total Funding Gap (2 years)$0

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$17,611
Annual Gap$0

Out-of-State (Non-Resident)

Total COA$20,167
Annual Gap$0

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Frequently Asked Questions

What is the federal loan limit for Henderson State University Graduate Studies students?

Under the OBBBA (effective July 1, 2026), Henderson State University Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Henderson State University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Henderson State University Graduate Studies cost per year?

The total cost of attendance for Henderson State University Graduate Studies is $20,167 per year. Over the full 2-year program, the total cost is $40,334.