Herzing University-BirminghamGraduate Studies
Total Cost of Attendance: $17,919/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Herzing University-Birmingham studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.
At $17,919/yr, this program falls within the federal loan cap — meaning students can fully fund tuition, fees, and living expenses through federal Direct Loans alone.
Cost of Attendance Summary
| Annual Cost of Attendance | $17,919 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $0 |
| Total Funding Gap (2 years) | $0 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Recalculate for Herzing University-Birmingham →Frequently Asked Questions
What is the federal loan limit for Herzing University-Birmingham Graduate Studies students?
Under the OBBBA (effective July 1, 2026), Herzing University-Birmingham Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Herzing University-Birmingham?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Herzing University-Birmingham Graduate Studies cost per year?
The total cost of attendance for Herzing University-Birmingham Graduate Studies is $17,919 per year. Over the full 2-year program, the total cost is $35,838.