Kent State University at KentEngineering (MSE)
Total Cost of Attendance: $35,981/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Kent State University at Kent studying Engineering (MSE) face a maximum federal Direct Loan cap of $20,500 per year.
The annual cost of attendance is $35,981, resulting in a $15,481 gap each year ($30,962 total over 2 years). Students will need alternative funding sources beyond federal loans.
Cost of Attendance Summary
| Annual Cost of Attendance | $35,981 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $15,481 |
| Total Funding Gap (2 years) | $30,962 |
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Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for Kent State University at Kent Engineering (MSE) — sent to your inbox.
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
- × Full-Time residency status
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In-State vs. Out-of-State
In-State (Resident)
| Total COA | $27,939 |
| Annual Gap | $7,439 |
Out-of-State (Non-Resident)
| Total COA | $35,981 |
| Annual Gap | $15,481 |
Out-of-state students face a $8,042 larger gap per year due to non-resident tuition surcharges.
Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for Kent State University at Kent →Need to Cover This Gap?
Kent State University at Kent Engineering (MSE) students typically need $30,962 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Kent State University at Kent Engineering (MSE) students?
Under the OBBBA (effective July 1, 2026), Kent State University at Kent Engineering (MSE) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Kent State University at Kent?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Kent State University at Kent Engineering (MSE) cost per year?
The total cost of attendance for Kent State University at Kent Engineering (MSE) is $35,981 per year. Over the full 2-year program, the total cost is $71,962.
What is the funding gap for Kent State University at Kent Engineering (MSE)?
The annual funding gap is $15,481, calculated as the difference between the total cost of attendance ($35,981) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $30,962. This is below the national median of $21,146 for Engineering (MSE) programs.