⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Missouri State University-SpringfieldOther Professional

Annual Funding Gap$59,172$118,344 over 2 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $79,672/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Missouri State University-Springfield studying Other Professional face a maximum federal Direct Loan cap of $20,500 per year.

With a total cost of attendance of $79,672/yr, that leaves a $59,172 annual funding gap $118,344 over 2 years. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$79,672
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$59,172
Total Funding Gap (2 years)$118,344

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Full-Time residency status
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Need to Cover This Gap?

Missouri State University-Springfield Other Professional students typically need $118,344 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Missouri State University-Springfield Other Professional students?

Under the OBBBA (effective July 1, 2026), Missouri State University-Springfield Other Professional students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Missouri State University-Springfield?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Missouri State University-Springfield Other Professional cost per year?

The total cost of attendance for Missouri State University-Springfield Other Professional is $79,672 per year. Over the full 2-year program, the total cost is $159,344.

What is the funding gap for Missouri State University-Springfield Other Professional?

The annual funding gap is $59,172, calculated as the difference between the total cost of attendance ($79,672) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $118,344. This is above the national median of $33,121 for Other Professional programs.