North Carolina State University at Raleigh
Cost of Attendance Breakdown
| Annual Cost of Attendance | $64,301 |
| Tuition & Fees | $42,533 |
| Living Expenses | $21,768 |
| Federal Loan Cap (Graduate) | −$20,500 |
| Annual Funding Gap | $43,801 |
Cover Your $43,801 Gap
North Carolina State University at Raleigh Information Technology students typically need $43,801 in private loans per year to bridge the gap between federal aid and cost of attendance. Pre-qualify with a soft credit check — no impact to your score.
Based on our analysis of 7,333 programs at 1,861 universities · thefundinggap.org
What This Means for You
Large gap — private loans likely required
At $43,801/year ($87,601 over the full 2-year program), the funding gap for North Carolina State University at Raleigh Information Technology is substantial. Most students in this situation use a combination of private loans, institutional aid, and personal resources.
- Shop private loans carefully — a cosigner can significantly reduce your rate
- Ask North Carolina State University at Raleigh about institutional scholarships, especially merit-based awards
- Consider whether a funded alternative (research/teaching assistantship) exists in your field
- File FAFSA early to maximize eligibility for any need-based institutional aid
Need help navigating financial aid? Start with FAFSA
In-State vs. Out-of-State
In-State (Resident)
Out-of-State (Non-Resident)
Out-of-state students face a $21,298 larger gap per year due to non-resident tuition surcharges.
Get your personalized funding plan
Fee-by-fee cost breakdown, residency comparison, and private loan options for North Carolina State University at Raleigh Information Technology — sent to your inbox.
Free. No spam. Unsubscribe anytime.
Frequently Asked Questions
What is the federal loan limit for North Carolina State University at Raleigh Information Technology students?
Under the OBBBA (effective July 1, 2026), North Carolina State University at Raleigh Information Technology students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for North Carolina State University at Raleigh?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does North Carolina State University at Raleigh Information Technology cost per year?
The total cost of attendance for North Carolina State University at Raleigh Information Technology is $64,301 per year. Over the full 2-year program, the total cost is $128,601.
What is the funding gap for North Carolina State University at Raleigh Information Technology?
The annual funding gap is $43,801, calculated as the difference between the total cost of attendance ($64,301) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $87,601. This is close to the national median of $44,967 for Information Technology programs.
Is North Carolina State University at Raleigh Information Technology classified as graduate or professional?
North Carolina State University at Raleigh Information Technology (MS) is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.
Related Articles
In-State vs. Out-of-State Graduate Costs
How residency status changes your funding gap — and whether establishing residency is worth the effort.
Read more →Is Graduate School Worth the Debt?
ROI varies enormously. Total costs range from under $20K to over $300K for graduate degrees.
Read more →Grandfathering & Transfer Rules for Graduate Students
How mid-program students are affected by the OBBBA transition.
Read more →Sources & Methodology
Data Sources
- Cost of attendance: Sourced from North Carolina State University at Raleigh’s official tuition and fees page for the 2025–2026 academic year.
- Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
- IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 199193.
- Program classification: MS is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.
Methodology
- Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
- Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
- Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
- Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.
Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.
A non-resident student at North Carolina State University at Raleigh Information Technology faces an annual funding gap of $43,801 based on a cost of attendance of $64,301 minus the federal graduate loan cap of $20,500. Over 2 years, the total funding gap is $87,601. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.