Northeastern SeminaryGraduate Studies
Total Cost of Attendance: $29,250/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Northeastern Seminary studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.
With a cost of attendance of $29,250/yr, the gap is $8,750 per year. While modest by national standards, this still requires planning to cover.
Cost of Attendance Summary
| Annual Cost of Attendance | $29,250 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $8,750 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for Northeastern Seminary →Need to Cover This Gap?
Northeastern Seminary Graduate Studies students typically need $8,750 in private loans over 1 year to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Northeastern Seminary Graduate Studies students?
Under the OBBBA (effective July 1, 2026), Northeastern Seminary Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Northeastern Seminary?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Northeastern Seminary Graduate Studies cost per year?
The total cost of attendance for Northeastern Seminary Graduate Studies is $29,250 per year. Over the full 1-year program, the total cost is $29,250.
What is the funding gap for Northeastern Seminary Graduate Studies?
The annual funding gap is $8,750, calculated as the difference between the total cost of attendance ($29,250) and the federal loan cap ($20,500). This is below the national median of $15,563 for Graduate (General) programs.