⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Omega Graduate SchoolGraduate Studies

Annual Funding Gap$8,645$17,290 over 2 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $29,145/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Omega Graduate School studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.

With a cost of attendance of $29,145/yr, the gap is $8,645 per year ($17,290 total). While modest by national standards, this still requires planning to cover.

Cost of Attendance Summary

Annual Cost of Attendance$29,145
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$8,645
Total Funding Gap (2 years)$17,290

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Need to Cover This Gap?

Omega Graduate School Graduate Studies students typically need $17,290 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Omega Graduate School Graduate Studies students?

Under the OBBBA (effective July 1, 2026), Omega Graduate School Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Omega Graduate School?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Omega Graduate School Graduate Studies cost per year?

The total cost of attendance for Omega Graduate School Graduate Studies is $29,145 per year. Over the full 2-year program, the total cost is $58,290.

What is the funding gap for Omega Graduate School Graduate Studies?

The annual funding gap is $8,645, calculated as the difference between the total cost of attendance ($29,145) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $17,290. This is below the national median of $15,563 for Graduate (General) programs.