⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Pennsylvania State University-Penn State Great ValleyGraduate Studies

Annual Funding Gap$49,464$98,928 over 2 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $69,964/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Pennsylvania State University-Penn State Great Valley studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.

With a total cost of attendance of $69,964/yr, that leaves a $49,464 annual funding gap $98,928 over 2 years. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$69,964
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$49,464
Total Funding Gap (2 years)$98,928

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$50,840
Annual Gap$30,340

Out-of-State (Non-Resident)

Total COA$69,964
Annual Gap$49,464

Out-of-state students face a $19,124 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Pennsylvania State University-Penn State Great Valley Graduate Studies students typically need $98,928 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Pennsylvania State University-Penn State Great Valley Graduate Studies students?

Under the OBBBA (effective July 1, 2026), Pennsylvania State University-Penn State Great Valley Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Pennsylvania State University-Penn State Great Valley?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Pennsylvania State University-Penn State Great Valley Graduate Studies cost per year?

The total cost of attendance for Pennsylvania State University-Penn State Great Valley Graduate Studies is $69,964 per year. Over the full 2-year program, the total cost is $139,928.

What is the funding gap for Pennsylvania State University-Penn State Great Valley Graduate Studies?

The annual funding gap is $49,464, calculated as the difference between the total cost of attendance ($69,964) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $98,928. This is above the national median of $15,563 for Graduate (General) programs.