Reiss-Davis Graduate School
Cost of Attendance Breakdown
| Annual Cost of Attendance | $36,361 |
| Tuition & Fees | $21,361 |
| Living Expenses | $15,000 |
| Federal Loan Cap (Graduate) | −$20,500 |
| Annual Funding Gap | $15,861 |
Cover Your $15,861 Gap
Reiss-Davis Graduate School Psychology students typically need $15,861 in private loans per year to bridge the gap between federal aid and cost of attendance. Pre-qualify with a soft credit check — no impact to your score.
Based on our analysis of 7,333 programs at 1,861 universities · thefundinggap.org
What This Means for You
Moderate gap — plan ahead
A $15,861/year gap adds up to $79,305 over the full 5-year program. This requires intentional planning but is manageable with the right strategy.
- Contact the financial aid office — many schools offer institutional grants for students with demonstrated need
- Look into graduate assistantships, which often include tuition waivers
- Compare private loan options — rates vary significantly by lender and credit profile
- Consider whether in-state residency (if applicable) would reduce your costs
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Frequently Asked Questions
What is the federal loan limit for Reiss-Davis Graduate School Psychology students?
Under the OBBBA (effective July 1, 2026), Reiss-Davis Graduate School Psychology students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Reiss-Davis Graduate School?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Reiss-Davis Graduate School Psychology cost per year?
The total cost of attendance for Reiss-Davis Graduate School Psychology is $36,361 per year. Over the full 5-year program, the total cost is $181,805.
What is the funding gap for Reiss-Davis Graduate School Psychology?
The annual funding gap is $15,861, calculated as the difference between the total cost of attendance ($36,361) and the federal loan cap ($20,500). Over the full 5-year program, the total gap is $79,305. This is below the national median of $24,460 for Psychology programs.
Is Reiss-Davis Graduate School Psychology classified as graduate or professional?
Reiss-Davis Graduate School Psychology (Doctoral) is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.
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Read more →Graduate Degrees Hit Hardest by the $20,500 Cap
Which degree types face the largest gaps under the new graduate loan limits.
Read more →Sources & Methodology
Data Sources
- Cost of attendance: Sourced from Reiss-Davis Graduate School’s official tuition and fees page for the 2025–2026 academic year.
- Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
- IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 492209.
- Program classification: Doctoral is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.
Methodology
- Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
- Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
- Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
- Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.
Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.
A student at Reiss-Davis Graduate School Psychology faces an annual funding gap of $15,861 based on a cost of attendance of $36,361 minus the federal graduate loan cap of $20,500. Over 5 years, the total funding gap is $79,305. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.