Salisbury UniversityEducation
Total Cost of Attendance: $40,130/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Salisbury University studying Education face a maximum federal Direct Loan cap of $20,500 per year.
The annual cost of attendance is $40,130, resulting in a $19,630 gap each year ($58,890 total over 3 years). Students will need alternative funding sources beyond federal loans.
Cost of Attendance Summary
| Annual Cost of Attendance | $40,130 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $19,630 |
| Total Funding Gap (3 years) | $58,890 |
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Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for Salisbury University Education — sent to your inbox.
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
- × Full-Time residency status
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In-State vs. Out-of-State
In-State (Resident)
| Total COA | $32,210 |
| Annual Gap | $11,710 |
Out-of-State (Non-Resident)
| Total COA | $40,130 |
| Annual Gap | $19,630 |
Out-of-state students face a $7,920 larger gap per year due to non-resident tuition surcharges.
Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for Salisbury University →Need to Cover This Gap?
Salisbury University Education students typically need $58,890 in private loans over 3 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Salisbury University Education students?
Under the OBBBA (effective July 1, 2026), Salisbury University Education students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Salisbury University?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Salisbury University Education cost per year?
The total cost of attendance for Salisbury University Education is $40,130 per year. Over the full 3-year program, the total cost is $120,390.
What is the funding gap for Salisbury University Education?
The annual funding gap is $19,630, calculated as the difference between the total cost of attendance ($40,130) and the federal loan cap ($20,500). Over the full 3-year program, the total gap is $58,890. This is above the national median of $16,750 for Education programs.