⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Slippery Rock University of PennsylvaniaGraduate Studies

Annual Funding Gap$17,270$34,540 over 2 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $37,770/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Slippery Rock University of Pennsylvania studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.

The annual cost of attendance is $37,770, resulting in a $17,270 gap each year ($34,540 total over 2 years). Students will need alternative funding sources beyond federal loans.

Cost of Attendance Summary

Annual Cost of Attendance$37,770
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$17,270
Total Funding Gap (2 years)$34,540

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$32,028
Annual Gap$11,528

Out-of-State (Non-Resident)

Total COA$37,770
Annual Gap$17,270

Out-of-state students face a $5,742 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Slippery Rock University of Pennsylvania Graduate Studies students typically need $34,540 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Slippery Rock University of Pennsylvania Graduate Studies students?

Under the OBBBA (effective July 1, 2026), Slippery Rock University of Pennsylvania Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Slippery Rock University of Pennsylvania?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Slippery Rock University of Pennsylvania Graduate Studies cost per year?

The total cost of attendance for Slippery Rock University of Pennsylvania Graduate Studies is $37,770 per year. Over the full 2-year program, the total cost is $75,540.

What is the funding gap for Slippery Rock University of Pennsylvania Graduate Studies?

The annual funding gap is $17,270, calculated as the difference between the total cost of attendance ($37,770) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $34,540. This is above the national median of $15,563 for Graduate (General) programs.