⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Texas A&M University-TexarkanaGraduate Studies

Annual Funding Gap$0
Federal Cap Unfunded Gap

Total Cost of Attendance: $18,247/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Texas A&M University-Texarkana studying Graduate Studies face a maximum federal Direct Loan cap of $20,500 per year.

At $18,247/yr, this program falls within the federal loan cap — meaning students can fully fund tuition, fees, and living expenses through federal Direct Loans alone.

Cost of Attendance Summary

Annual Cost of Attendance$18,247
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$0
Total Funding Gap (2 years)$0

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$11,946
Annual Gap$0

Out-of-State (Non-Resident)

Total COA$18,247
Annual Gap$0

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Frequently Asked Questions

What is the federal loan limit for Texas A&M University-Texarkana Graduate Studies students?

Under the OBBBA (effective July 1, 2026), Texas A&M University-Texarkana Graduate Studies students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Texas A&M University-Texarkana?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Texas A&M University-Texarkana Graduate Studies cost per year?

The total cost of attendance for Texas A&M University-Texarkana Graduate Studies is $18,247 per year. Over the full 2-year program, the total cost is $36,494.