⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

The Chicago School at Anaheim

Psychology (Doctoral)
Annual Funding Gap
$39,675
per year you must fund outside federal loans
$20,500
$39,675
COA: $60,175/yrCap: $20,500/yr
85th percentile#45 of 53 Doctoral programs
THECHICAGOSCHOOL’s Doctoral gap of $39,675 is 62% above the national Doctoral median of $24,460. Among 53 Doctoral programs, THECHICAGOSCHOOL ranks #45 from lowest to highest gap. COA of $60,175 is $15,215 above the national median.

Cost of Attendance Breakdown

Annual Cost of Attendance$60,175
Tuition & Fees$33,071
Living Expenses$27,104
Books, Supplies & Other$0
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$39,675
These numbers assume…
⚠ Full-time enrollment⚠ No scholarships or grants applied⚠ No prior federal debtSingle residency rate
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Cover Your $39,675/yr Gap

The Chicago School at Anaheim Psychology students typically need $198,375 in private loans over 5 years to bridge the gap between federal aid and cost of attendance.

College AveOur Pick
Flexible repayment + law-specific grace periods
Fixed APR2.84 – 15.99%
Variable APR3.89 – 15.99%
Min. CreditMid-600s
Max Loan100% of COA
Decision: 3 min pre-qualification
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Earnest
Skip-a-payment flexibility + no late fees
Fixed APR3.43 – 14.83%
Variable APR4.64 – 15.86%
Min. CreditMid-600s
Max Loan100% of COA
Decision: 2 min pre-qualification
Check Your Rate →
SoFi
Member benefits + career coaching included
Fixed APR3.49 – 15.26%
Variable APR4.36 – 15.07%
Min. CreditMid-600s
Max Loan100% of COA
Decision: 2 min pre-qualification
Check Your Rate →

We research and compare lenders so you don’t have to. Rates verified as of January 2026.

Advertising disclosure: We may receive compensation when you click on links to lender products. Rates shown are not guaranteed and depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates.

What This Means for You

Large gap — private loans likely required

At $39,675/year ($198,375 total), the funding gap for The Chicago School at Anaheim Psychology is substantial. Most students in this situation use a combination of private loans, institutional aid, and personal resources.

  • Shop private loans carefully — a cosigner can significantly reduce your rate
  • Ask The Chicago School at Anaheim about institutional scholarships, especially merit-based awards
  • Consider whether a funded alternative (research/teaching assistantship) exists in your field
  • File FAFSA early to maximize eligibility for any need-based institutional aid

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Frequently Asked Questions

What is the federal loan limit for The Chicago School at Anaheim Psychology students?

Under the OBBBA (effective July 1, 2026), The Chicago School at Anaheim Psychology students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for The Chicago School at Anaheim?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does The Chicago School at Anaheim Psychology cost per year?

The total cost of attendance for The Chicago School at Anaheim Psychology is $60,175 per year. Over the full 5-year program, the total cost is $300,875.

What is the funding gap for The Chicago School at Anaheim Psychology?

The annual funding gap is $39,675, calculated as the difference between the total cost of attendance ($60,175) and the federal loan cap ($20,500). Over the full 5-year program, the total gap is $198,375. This is above the national median of $24,460 for Psychology programs.

Is The Chicago School at Anaheim Psychology classified as graduate or professional?

The Chicago School at Anaheim Psychology (Doctoral) is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.

Sources & Methodology

Data Sources

  • Cost of attendance: Sourced from The Chicago School at Anaheim’s official tuition and fees page for the 2025–2026 academic year.
  • Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Subtitle B, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
  • IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 455433.
  • Program classification: Doctoral is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.

Methodology

  • Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
  • Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
  • Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
  • Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.

Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.