⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

The University of Texas Health Science Center at HoustonPublic Health (MPH)

Annual Funding Gap$6,917$13,834 over 2 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $27,417/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at The University of Texas Health Science Center at Houston studying Public Health (MPH) face a maximum federal Direct Loan cap of $20,500 per year.

With a cost of attendance of $27,417/yr, the gap is $6,917 per year ($13,834 total). This is relatively manageable compared to many programs, particularly for in-state students.

Cost of Attendance Summary

Annual Cost of Attendance$27,417
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$6,917
Total Funding Gap (2 years)$13,834

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$25,687
Annual Gap$5,187

Out-of-State (Non-Resident)

Total COA$27,417
Annual Gap$6,917

Out-of-state students face a $1,730 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

The University of Texas Health Science Center at Houston Public Health (MPH) students typically need $13,834 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for The University of Texas Health Science Center at Houston Public Health (MPH) students?

Under the OBBBA (effective July 1, 2026), The University of Texas Health Science Center at Houston Public Health (MPH) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for The University of Texas Health Science Center at Houston?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does The University of Texas Health Science Center at Houston Public Health (MPH) cost per year?

The total cost of attendance for The University of Texas Health Science Center at Houston Public Health (MPH) is $27,417 per year. Over the full 2-year program, the total cost is $54,834.

What is the funding gap for The University of Texas Health Science Center at Houston Public Health (MPH)?

The annual funding gap is $6,917, calculated as the difference between the total cost of attendance ($27,417) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $13,834. This is below the national median of $24,088 for Public Health (MPH) programs.