University of California-Davis
Cost of Attendance Breakdown
| Annual Cost of Attendance | $78,648 |
| Tuition & Fees | $51,840 |
| Living Expenses | $26,808 |
| Federal Loan Cap (Graduate) | −$20,500 |
| Annual Funding Gap | $58,148 |
Cover Your $58,148 Gap
University of California-Davis MoM students typically need $58,148 in private loans per year to bridge the gap between federal aid and cost of attendance. Pre-qualify with a soft credit check — no impact to your score.
Based on our analysis of 7,333 programs at 1,861 universities · thefundinggap.org
What This Means for You
Very large gap — requires careful evaluation
A $58,148/year gap means $58,148 in additional funding needed beyond federal loans over the program. This is among the largest gaps nationally. Carefully evaluate the return on investment before committing.
- Calculate your expected debt-to-income ratio using projected starting salaries
- Explore income-driven repayment options for the federal loan portion
- Request a meeting with the financial aid office to discuss all available institutional support
- Compare total cost with peer programs — the same degree may cost significantly less elsewhere
- Consider whether employer tuition assistance or military benefits apply to your situation
Need help navigating financial aid? Start with FAFSA
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Frequently Asked Questions
What is the federal loan limit for University of California-Davis MoM students?
Under the OBBBA (effective July 1, 2026), University of California-Davis MoM students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for University of California-Davis?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does University of California-Davis MoM cost per year?
The total cost of attendance for University of California-Davis MoM is $78,648 per year. Over the full 1-year program, the total cost is $78,648.
What is the funding gap for University of California-Davis MoM?
The annual funding gap is $58,148, calculated as the difference between the total cost of attendance ($78,648) and the federal loan cap ($20,500). This is above the national median of $15,072 for Graduate (General) programs.
Is University of California-Davis MoM classified as graduate or professional?
University of California-Davis MoM is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.
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Read more →Part-Time Graduate Loan Proration
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Read more →Sources & Methodology
Data Sources
- Cost of attendance: Sourced from University of California-Davis’s official tuition and fees page for the 2025–2026 academic year.
- Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
- IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 110644.
- Program classification: MoM is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.
Methodology
- Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
- Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
- Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
- Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.
Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.
A student at University of California-Davis MoM faces an annual funding gap of $58,148 based on a cost of attendance of $78,648 minus the federal graduate loan cap of $20,500. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.