University of Illinois Urbana-Champaign
Cost of Attendance Breakdown
| Annual Cost of Attendance | $25,014 |
| Tuition & Fees | $6,534 |
| Living Expenses | $18,480 |
| Federal Loan Cap (Graduate) | −$20,500 |
| Annual Funding Gap | $4,514 |
Cover Your $4,514 Gap
University of Illinois Urbana-Champaign Gies College iMSM via Coursera students typically need $4,514 in private loans per year to bridge the gap between federal aid and cost of attendance. Pre-qualify with a soft credit check — no impact to your score.
Based on our analysis of 7,333 programs at 1,861 universities · thefundinggap.org
What This Means for You
Small gap — likely manageable
Your $4,514/year gap is below $5,000, which many students can cover through part-time work, savings, or a small private loan.
- A graduate assistantship or part-time work may cover the full gap
- Apply for department scholarships and external fellowships
- If borrowing privately, a small loan at competitive rates can bridge the difference
Need help navigating financial aid? Start with FAFSA
Get your personalized funding plan
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Frequently Asked Questions
What is the federal loan limit for University of Illinois Urbana-Champaign Gies College iMSM via Coursera students?
Under the OBBBA (effective July 1, 2026), University of Illinois Urbana-Champaign Gies College iMSM via Coursera students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for University of Illinois Urbana-Champaign?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does University of Illinois Urbana-Champaign Gies College iMSM via Coursera cost per year?
The total cost of attendance for University of Illinois Urbana-Champaign Gies College iMSM via Coursera is $25,014 per year. Over the full 2-year program, the total cost is $50,028.
What is the funding gap for University of Illinois Urbana-Champaign Gies College iMSM via Coursera?
The annual funding gap is $4,514, calculated as the difference between the total cost of attendance ($25,014) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $9,028. This is below the national median of $15,080 for Graduate (General) programs.
Is University of Illinois Urbana-Champaign Gies College iMSM via Coursera classified as graduate or professional?
University of Illinois Urbana-Champaign Gies College iMSM via Coursera is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.
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ROI varies enormously. Total costs range from under $20K to over $300K for graduate degrees.
Read more →Why Graduate Students Are Capped at $20,500
The classification system that determines your federal loan limit — and why it doesn't consider program cost.
Read more →Sources & Methodology
Data Sources
- Cost of attendance: Sourced from University of Illinois Urbana-Champaign’s official tuition and fees page for the 2025–2026 academic year.
- Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
- IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 145637.
- Program classification: MS is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.
Methodology
- Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
- Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
- Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
- Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.
Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.
A student at University of Illinois Urbana-Champaign Gies College iMSM via Coursera faces an annual funding gap of $4,514 based on a cost of attendance of $25,014 minus the federal graduate loan cap of $20,500. Over 2 years, the total funding gap is $9,028. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.