⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Utah State UniversityPublic Health (MPH)

Annual Funding Gap$36,813$73,625 over 2 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $57,313/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Utah State University studying Public Health (MPH) face a maximum federal Direct Loan cap of $20,500 per year.

The annual cost of attendance is $57,313, resulting in a $36,813 gap each year ($73,625 total over 2 years). Students will need alternative funding sources beyond federal loans.

Cost of Attendance Summary

Annual Cost of Attendance$57,313
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$36,813
Total Funding Gap (2 years)$73,625

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$34,891
Annual Gap$14,391

Out-of-State (Non-Resident)

Total COA$57,313
Annual Gap$36,813

Out-of-state students face a $22,422 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Utah State University Public Health (MPH) students typically need $73,625 in private loans over 2 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Utah State University Public Health (MPH) students?

Under the OBBBA (effective July 1, 2026), Utah State University Public Health (MPH) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Utah State University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Utah State University Public Health (MPH) cost per year?

The total cost of attendance for Utah State University Public Health (MPH) is $57,313 per year. Over the full 2-year program, the total cost is $114,625.

What is the funding gap for Utah State University Public Health (MPH)?

The annual funding gap is $36,813, calculated as the difference between the total cost of attendance ($57,313) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $73,625. This is above the national median of $24,088 for Public Health (MPH) programs.